Knockdown is a debt payoff tracker that runs entirely on your device. There's no sign-up and no server — so your balances, your income and your due dates are nobody's business but yours.
Compare snowball against avalanche, watch the payoff date move when you throw an extra $50 at a card, and get told the truth when a plan doesn't actually work.
Runs in your browser and installs to your home screen — or get it on the App Store for iPhone.
If what you can pay each month doesn't cover your minimum payments, the debt grows no matter how long you wait — and a payoff date is a fiction. Knockdown runs the maths and tells you.
A confident date, produced by dividing what's owed by what you pay. It quietly ignores interest outrunning the payment — so the date never arrives, and you find out years in.
At $450 a month you're $14 short of the $464 your minimums require, so the balance grows. Knockdown says so instead of inventing a date — and shows you the number that fixes it.
The part that actually gets you out of debt isn't the upsell. Tracking, both classic payoff strategies, scanning and backups cost nothing and always will.
Three real strategies, side by side, with the interest each one costs you. Switch and watch the date move.
Daily interest, minimum payments and real ordering — and a straight answer when a plan doesn't clear.
Point your camera at a statement and the balance, APR and minimum fill themselves in. The scanning runs on your phone.
Bring a year of transactions in from a file you exported yourself — no bank login, no third party.
Export an encrypted file to wherever you keep things. There's no cloud account to lose access to.
A zakat calculator that reads your tracked wealth, and a halal mortgage comparison against a conventional loan.
Everyone claims privacy. Here is the itemised version, including the exceptions — because the exceptions are what make the rest believable.
The debt tracker is free. Plus and Pro add the planning tools around it — and nothing you've already entered ever gets locked away.
Add a balance and see your real payoff date in about a minute. Nothing to sign up for.
Open Knockdown — free